Does Getting Prequalified for a Mortgage Hurt Your Credit Score?

Buying a Home Without Worrying About Your Credit If you’re starting to think about buying a home, you’ve probably heard mixed advice about how checking your credit might impact your score. Many buyers worry that simply talking to a lender or getting prequalified will damage their credit before they’ve even found a home. Here’s the good news: getting prequalified is usually a safe, low-impact way to start your homebuying journey.